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10 Common Telephone Scams in India: Beware and Stay Safe
Scammers are finding new ways to trick unsuspecting people every day, with middle-aged and elderly individuals often targeted. Here’s a rundown of the most common phone scams in India, how they operate, and how to protect yourself. Stay alert and be prepared to identify these schemes before they affect you! 1. TRAI Phone Scam 2.…
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Cybercrime:Safeguard Your Financial Future: How to Avoid Financial Fraud and Report Issues
As we become more reliant on online financial services, the risk of falling victim to financial fraud is on the rise. Cybercriminals constantly devise new ways to steal our hard-earned money, and without proper vigilance, anyone can become a victim. This guide outlines
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Mutual Fund: Regular vs. Direct: Why You Should Consider Switching
When investing in mutual funds, you’re often presented with two options: Regular plans and Direct plans. Both offer the same portfolio and fund management, but the cost structures are different. Understanding these differences is essential if you want to maximize your savings and grow your wealth faster, especially if you’re on the path to financial…
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From India How to Buy U.S. Stocks(Apple, Microsoft, and Google) via Franklin Templeton, Motilal Oswal, and Other Options
Investing in U.S. stocks from India has never been easier. It allows you to diversify your portfolio by gaining exposure to leading global companies, especially tech giants. In this blog, we explore options like Franklin Templeton, Motilal Oswal, and other ways to invest in U.S. equities. 1. Franklin U.S. Opportunities Fund The Franklin U.S. Opportunities…
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Checklist/A Smart Guide to Buying Health Insurance: What to Check Before You Buy
When it comes to financial planning, health insurance is one of the most critical components, especially for those aiming for financial independence and early retirement (FIRE). Unexpected medical expenses can derail even the most solid financial plans. With the myriad of health insurance options available today, it’s crucial to choose the right policy that meets…
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How Inflation Eats into Your Savings Over 3 Years: The Fixed Deposit Example
Imagine you have ₹10,00,000 in a Fixed Deposit (FD) earning an annual interest rate of 6%. At first glance, this seems like a reasonable return, but let’s see how inflation impacts the real value of your savings over three years. We’ll assume the annual inflation rate is 7%. Here’s what happens over the next three…
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Securing Your Health: Why Buying Good Health Insurance is Crucial for Early Retirement (FIRE)
When it comes to achieving financial independence and retiring early (FIRE), most people focus on building investment portfolios, controlling expenses, and maximizing savings. However, one key aspect that can easily be overlooked is securing adequate health insurance. Health is wealth, as the saying goes, and for anyone pursuing the FIRE lifestyle, this couldn’t be more…
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How Gen Z and Millennials Can Maximize Their 20s for Long-Term Success
For Generation Z and Millennials, your 20s are a critical time to set the foundation for a fulfilling future. With fewer responsibilities, high energy, and a focus on personal growth, the habits you build now will compound in the decades ahead. The Impact of Your Choices The decisions you make today will define your future.…
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Unlocking the Potential: How to Buy Unlisted Shares and Seize Opportunities
How to Buy Unlisted Shares and Seize Opportunity
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Welcome to RetireEarly.me – Your Guide to Financial Independence and Early Retirement (FIRE)
Are you dreaming of breaking free from the 9-to-5 grind and living life on your own terms? At RetireEarly.me, I’m here to guide you through the principles of FIRE (Financial Independence, Retire Early)—a movement that empowers you to take control of your finances and retire early to pursue your passions. On this blog, I share…